A Complete Guide- Accepting ACH Payments in WordPress

ACH stands for Automated Clearing House, which is a system used in the United States to clear money transfers from one account to another. Most people use the ACH to do their banking transactions. ACH payments are one of the fastest ways to accept payments online. 

ACH payments are a quick way to pay your invoices. You don’t need a bank account or a merchant account to receive payments from your clients. All you need is a web-based ACH payment processing system and a website that accepts the form.

ACH payments are not supported by default in WordPress, which means you need to install and configure an external payment gateway to accept them. 

The best way to accept credit card payments in WordPress is with the ACH module.  It is a standard method of electronically transferring funds between banks and merchants. This module lets you accept online payments using any payment processor like PayPal or Stripe. 

You can integrate it with the WooCommerce plugin to process payments on your site. Can accept credit card payments or accept e-checks directly through your site. You don’t need any programming knowledge, but you do need a working knowledge of WordPress.  In this course, you will learn how to accept ACH payments in WordPress.

ACH Payment in Business

ACH payments are becoming more and more popular. Nowadays, more and more businesses accept ACH payments, which is also known as direct debit. You can send the money from your account through a web browser or software.

If you are an affiliate marketer and want to promote ACH payment solutions, it’s a great opportunity to start ACH Payments Affiliate Program. This is an online program that will help you make money by promoting products and services you use on a regular basis.

But if you have already joined one, it’s not enough to simply sign up for one, you need to set up your affiliate account first. There are many affiliate programs in WordPress and they all have different features and terms. So, it is important for you to learn how to accept ACH payments in WordPress first.

In the world of business, ACH payments are becoming increasingly popular. They are an efficient and fast way to process transactions online, and they can be used for both small and large businesses. 

With the growth of internet commerce and e-commerce, there has been a rise in online businesses that accept ACH payments as a method of payment. If you run an online business, you may want to consider accepting ACH payments on your WordPress website. 

Why Accept ACH Payments in WordPress?

When you are running a successful online business, accepting ACH payments in WordPress can be an efficient way to get paid. You don’t have to wait for checks to clear or even go through the hassle of converting them. Plus, ACH payments come in an easy-to-understand format, which means customers can quickly understand what they are paying for and when.

There are a lot of reasons why you should accept ACH payments in WordPress. There are several benefits to doing so, like lower costs, better security, and faster customer support. In addition, ACH payments also allow you to keep your processing fees low and avoid the fee associated with credit card transactions.

A few notable reasons are

  1. To increase sales. When you accept ACH payments, you can take advantage of the lower fees and other benefits that are available through ACH payments. You will also be able to offer your customers more payment options.
  2. To increase your revenue. Accepting ACH payments allows you to earn higher revenue from your website than you would otherwise receive.
  3. To offer a faster checkout process. You may not need to use a 3rd party service to enable ACH payments. You can simply allow your customers to use their bank account or credit card to pay you.
  4. To make it easier for your customers. Customers can use their bank account or credit card to pay you when they purchase something. This makes it easier for them and saves them time.
  5. To reduce your costs. You can save money by not paying the transaction fees associated with other methods of payment.
  6. To have more control over your business. If you are running an eCommerce store, you can control your own payment gateway.

Accepting payments with ACH is a common practice for small business owners who accept credit card payments through their websites. When accepting payments with ACH, the bank charges a transaction fee of 2-3%, and then there are processing fees which can vary depending on which payment gateway you use. These fees are paid out of the business owner’s pocket and not their customers’.

There are several plugins you can use to accept ACH payments with your website or eCommerce store. One of them is the WP Simple Pay plugin.

Accepting ACH Payments in WordPress

The best way to accept ACH payments in WordPress is by using the plugin WP Simple Pay. If you are looking for a subscription-based product or membership site with the ease of WordPress, you should check out the WP Simple Pay plugin. 

It allows you to set up recurring payments and collect payment details with one click from your WordPress dashboard. It also comes with a range of advanced features that allow you to manage your subscriptions and track your sales. 

This plugin has been developed to be simple, yet highly customizable, allowing users to integrate the payment process into their website easily. WP Simple Pay allows authors to easily set up their own payment system for their products. It works with all major credit cards (VISA, MASTERCARD, AMEX) and can be integrated with almost any shopping cart. 

This plugin is very easy to install, configure and use, requiring no coding knowledge and it has an intuitive user interface. It is compatible with both the ‘normal’ version of WordPress (v2.7+) as well as the newer v3.5+ version.

Features of WP Simple Pay Plugin

  1. You can install WP Simple Pay Plugin on any WordPress theme. 
  2. WP Simple Pay Plugin works with all major payment gateways, including PayPal, Stripe, Amazon Payments, and Google Checkout.
  3. If you are looking for a way to sell your own products on your website, then WP Simple Pay Plugin is what you need.
  4. WP Simple Pay Plugin is 100% safe and secure, and there are no hidden costs or fees.
  5. WP Simple Pay Plugin includes a 30-day money-back guarantee, so you can try out WP Simple Pay Plugin risk-free.
  6. The plugin is easy to install, and once installed, it takes less than 5 minutes to configure.
  7. The plugin is compatible with most popular themes, and it is available in both the Classic Theme and Child Themes versions.
  8. The plugin is updated regularly, and new features

Let’s have a look at how to configure the WP Simple Pay plugin to accept ACH payments in WordPress.

Setting up WP Simple Pay Plugin

First and foremost, install the WP Simple Pay plugin.

The plugin is available in both free as well as pro versions. We can use WP Simple Pay Pro because only in the pro version ACH payment option is available.

Once the plugin is installed and activated,  it will automatically lead you to the setup wizard. Just click the ‘Let’s Get Started’ button from the wizard.

Then in the new window, you have to enter the license key. The license key will be available in your WP Simple Pay account area.

Once the license key is entered, click the ‘Activate and Continue’ button.

Then the next important step is that you have to connect the WP Simple Pay plugin with Stripe. Stripe is a gateway that lets you collect ACH payments on your WordPress website.

Once done click the ‘Connet with Stripe’ button.

Note: Stripe requires HTTPS encryption for every website. So you must have an SSL certificate for your website.

Once the connection is made, WP Simple Pay will show you different email options for you to configure. You can easily enable the emails for upcoming invoices, payment receipts, and payment notifications.

Then the next step is to enter your professional email address where you wish to receive emails, and then click the Save and Continue button.

Then the last step is to create the payment form. You have to just click the ‘Create a Payment Form’ button in the wizard.

WP Simple Pay Payment Form

To create a payment form, move to WP Simple Pay>>Add New from your WordPress admin.

A different collection of payment form templates will be available. You have to navigate to the ‘ACH Direct Debit Form’ template and later on click the ‘Use template’ button.

Then you will be in the payment form editor of the ‘General’ tab. If you wish to rename the form, you can change it, and also you can write a description below the title.

Then rest of the default values you can leave as it is. 

Next, navigate to the ‘Payment’ tab in the payment form and you can enter the price amount and label. It’s also mandatory to set up whether it is a one-time payment or a recurring subscription.

Then move to the next ‘Form Field’ tab. Under the Payment method section, the two payment methods ‘ACH Direct Debit’ and ‘Card’ will be selected by default. If you wish, you can select the other payment options too.

You also have an option to preview the ACH payment form and then you can click the ‘Publish’ button to publish it.

That’s it, you will be able to add your ACH payment form from anywhere on your website. In order to start, navigate to the add a new page or edit an existing one. In the content editor, just add a WP Simple Pay block. Then the next step is that you have to select your ACH form from the menu.

Once everything is done, you can just preview your page and publish it. You can now visit your website to see the ACH payment form which is active. 


When it comes to accepting payments for products and services online, one of the best ways to do so is through ACH payments. These are fast, convenient, secure, and free. ACH is a payment system used by banks for electronic transfers. 

You can use ACH payments in WordPress to make your website or eCommerce business more accessible to customers who prefer to pay this way. You can set up an ACH account in minutes and start taking payments immediately.

 If you decide to accept ACH payments, We highly recommend setting up a business account with a merchant bank like Stripe.com. It will make your life easier and let you accept other types of online payments as well.

Hope you got an idea of How to accept ACH payments in WordPress. If you have any queries or suggestions please feel free to comment.





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